USCIS Modernizes Fee Payments in 2026: What Applicants Need to Know

First, the U.S. Citizenship and Immigration Services (USCIS) formalized a substantial change in its administrative processes. To this end, the federal agency implemented a direct debit system from domestic bank accounts for payment of applications. In this way, this mechanism seeks to gradually replace the traditional use of paper checks and money orders.

On one hand, the measure responds to Executive Order 14247 on the modernization of government financial transactions. With this adjustment, immigration authorities aim to drastically reduce processing times. Likewise, the agency seeks to mitigate risks associated with fraud, document theft, and loss of money orders.

On the other hand, to use this method, users must complete and sign the new Form G-1650. This document authorizes transactions on the Automated Clearing House (ACH) network. Consequently, the initiative represents a significant transformation for millions of migrants who carry out legal proceedings in the country.

How Does USCIS’s New Electronic Payment System Work?

First, the procedure requires applicants to link a bank account based in U.S. territory. To do this, Form G-1650 must be sent attached to the corresponding application request. Once received, the system processes the charge directly and automatically.

Additionally, this option supplements Form G-1450, which allows payments via credit cards. In this regard, according to USCIS spokesman Matthew J. Tragesser, over 90 percent of payments were made via money orders or checks. Consequently, this dependence on paper generated constant administrative delays and operational inconveniences.

Therefore, «we have a responsibility to the American people to operate as efficiently and securely as possible,» said Matthew J. Tragesser in an official statement. Furthermore, the official added that the country deserves a more agile system protected against irregularities.

What Impact Does This Measure Have for the Migrant Community?

The transition to electronic payments eliminates the need to purchase money orders at post offices or commercial entities. However, applicants must verify the availability of funds in their accounts before submitting documentation. If the transaction is denied due to insufficient funds, the agency will reject the request immediately.

For people who do not have a bank account in the country, there are specific alternatives. These users cannot use Form G-1650, but retain the option of Form G-1450. The latter instrument allows processing payment using credit cards or enabled prepaid cards.

Civil rights organizations are closely monitoring this implementation to assess system accessibility. The transition period provides a time margin for applicants to adapt to the new requirements. USCIS updated its Policy Manual to formally integrate ACH transactions within its regulations.

Payment Mechanism	Required Form	Main Requirement
ACH Direct Debit	Form G-1650	U.S. bank account with sufficient funds
Credit Card / Prepaid	Form G-1450	Valid card or commercial prepaid card
Check or Money Order	No form required	Accepted only during transition period

What Are the Key Timelines and What Will Happen to Money Orders?

USCIS will maintain a coexistence period between traditional methods and new digital tools. The agency will continue accepting printed checks and money orders alongside cards and direct debits. This adaptation phase concluded gradually as digital protocols were consolidated.

As of October 28, 2025, the agency eliminated the acceptance of paper checks and money orders. From that date, the agency only processes electronic transactions through forms G-1650 and G-1450. This provision requires petitioners to have bank accounts or resort to authorized payment cards.

Date or Period	Status of Regulation	Permitted Payment Methods
Transition Phase	Completed	Checks, money orders, cards, and ACH
As of October 28, 2025	Definitive Effect	Only ACH debit (G-1650) and card (G-1450)

What Recommendations Should Applicants Follow to Avoid Rejections?

Accuracy in completing financial forms is crucial to avoid complications. Authorities recommend carefully reviewing each account number and routing number before submission. A typographical error can cause automatic rejection of the immigration application.

Analysts at CNN highlight that banking access facilitates case processing tracking. When the charge is made immediately, the user obtains a digital bank receipt quickly. This reduces the uncertainty associated with money order loss in the traditional mail system.

Likewise, community advocates recommend consulting only official agency platforms. It is essential to avoid unauthorized intermediaries who promise to manage electronic payments in exchange for commissions. The Form G-1650 completion guides are available at no cost on the institutional portal.

Frequently Asked Questions

Can I Pay With a Foreign Bank Account?

No. Form G-1650 strictly requires an account belonging to a U.S. financial institution.

What Happens if My ACH Debit Payment Is Rejected?

If the charge is not processed due to insufficient funds or incorrect information, USCIS will reject the entire application.

Are Prepaid Debit Cards Accepted for These Proceedings?

Yes. Prepaid cards can be used through Form G-1450 to cover corresponding fees.

Where Can I Obtain the New Form G-1650?

The document is downloaded free of charge through the immigration agency’s official website.