How to Access Miami-Dade Housing Assistance in 2026

Who administers housing assistance in Miami-Dade?

Before applying, it is important to distinguish jurisdictions clearly. Miami-Dade is the county, while the City of Miami is a municipality within that territory. Therefore, each manages different assistance programs.

In the county, the institutional gateway is the Department of Housing and Community Development (HCD). This agency centralizes general inquiries and publishes official contact channels. Additionally, the county promoted an initiative administered by Miami-Dade Economic Advocacy Trust (MDEAT), with online registration and limited slots.

For readers, there is a simple rule. If HCD announces the program, it is county assistance. On the other hand, if the City of Miami publishes it, it is a municipal program.

How does the special assessment loan program work for condominiums?

According to the county’s official announcement, this line has an approximate fund of USD 15 million. The program offers loans of up to USD 50,000 per unit. Additionally, it has 0% interest for qualifying households.

Detail	Information
Available funds	Approximately USD 15 million
Maximum amount per unit	Up to USD 50,000
Interest rate	0% for eligible households
Income limit	Up to 140% of AMI
Where to apply	HCD Resident Portal

According to the county administration, applications are submitted through the HCD Resident Portal. There is a specific link for the condominium variant. Likewise, HCD published two differentiated support channels.

One addresses access issues and document uploads. The other resolves questions about program eligibility and requirements. On the other hand, the county clarified that applications are processed in order of receipt.

Additionally, the program prioritizes adults over 62 years old. Therefore, it is advisable to check first if the application window is still open. Only then should you gather and digitize the necessary documentation.

What is the Welcome H.O.M.E. program and how do you apply?

Welcome H.O.M.E. is another access point promoted by the county. It is an MDEAT initiative to connect eligible residents with new housing and financial support.

According to the launch announcement, Miami-Dade indicated that the process accepts only online applications. Paper forms are not accepted under any circumstances. Additionally, there will be a public lottery to determine the selection order of qualified applicants.

Detail	Information
Registration window	September 1-30, 2026
Alternative limit	Until 200 qualified applications are received
Type of application	Online only
Selection	Public lottery
Income limit	Below 140% of AMI
Use requirement	Primary residence

The call for applications also established other general criteria. Each household may submit only one application, with no exceptions. Likewise, the county promoted in-person and virtual information sessions to prepare applicants in advance.

All registration information is concentrated on the page indicated by MDEAT. Therefore, it is advisable to check that site before starting.